Non-Conforming Mortgage Loan Programs
Find the Right Mortgage Program for You
In addition to conventional, FHA, VA and Rural Development mortgage loans, Arvest offers Non-Conforming loans such as Jumbo Loans, Physician Loans, Non-Conforming Standard Loans and Condominium Financing.
Jumbo Loans
Jumbo loans offer financing for more expensive homes. These loans typically have a higher interest rate than conforming conventional loans but offer flexible financing features.
Benefits of a Jumbo Loan include:
- Financing for loan amounts up to $2.5 million
- Variety of fixed rate and adjustable rate loan options
- Blended Jumbo option which combines a mortgage and home equity line of credit
- May qualify for additional benefits through our Private Banking Team
Physician Loans
Whether you're just out of medical school, in residency or a physician who has been practicing for years, physician loans are specifically designed to help residents and attending physicians purchase a home.
Benefits of a Physician Loan include:
- Offers up to 103% loan to value*
- Flexible underwriting guidelines
- No mortgage insurance
- Residency program
Non-Conforming Standard Loans
Our Non-Conforming Standard loan product does not have to meet FHA or Conventional property guidelines. These are loans to individuals or trusts for household, family or other personal (non-business) purposes.
Benefits of a Non-Conforming Standard Loan include:
- Flexible underwriting guidelines
- Quick approval process
Condominium Loans
These loans are targeted toward individuals who want to purchase housing units in a condominium project.
Benefits of a Condominium Loan include:
- Will allow with non-occupying co-borrower
- Down payment can be a gift
- Combined loan to value limit can go up to 90%
- Must meet FHA or Conventional property guidelines
Connect With Our Specialists & Begin Your Application
Give Us a Call
(855) 997-6567* Any financing over 100% must be used for taxes, insurance and other closing costs.